A money market fund is a type of mutual fund that invests in short-term, highly liquid assets. These instruments include cash, cash equivalent securities, and debt-based securities with a high credit rating and a short maturity (such as U.S. Treasuries). Money market funds are designed to provide investors with high liquidity at low risk. Money … Read More “What is a money market fund?” »
Tourists have long been the most popular target for con artists, and this tendency does not appear to be changing anytime soon. After all, travellers are extremely dependent on others, and they frequently fail to recognise frauds since they don’t know what to look for, unlike natives. To keep yourself safe from scams the next … Read More “Travel scams: Here’s how to protect yourself” »
Car insurance is one of the most expensive expenditures that people hope they never have to make. While it’s always necessary to get the correct coverage, insuring a brand-new car is far more expensive than insuring a five-, seven-, or nine-year-old model you’re replacing. Here are some helpful hints for keeping your premiums low without … Read More “How to save on Car insurance?” »
Many marriages end in divorce, which is a terrible truth of life. Divorces are life-altering events that can be extremely difficult to navigate due to the numerous factors involved. Alimony is one of these components. If your husband earns significantly more than you, you may wish to negotiate alimony as part of your divorce settlement. … Read More “How to negotiate alimony” »
Are you prepared for the tax adjustments that come with marriage? Getting married is a significant life event, as well as one of the most gruelling processes you’ll ever experience! You can’t blame people for forgetting about mundane things like taxes when there’s so much going on, but you don’t want to be caught off … Read More “5 tax tasks for newly married couples” »
There is no doubt that Charlie Munger is the world’s best and greatest investor. His life is more akin to a roller-coaster ride in an American drama film. Charlie has worked his way up from being a 19-year-old college dropout to becoming Harvard alumni, a successful businessman, and Warren Buffett’s business partner at Berkshire Hathaway. … Read More “Investing Lessons from Charlie Munger” »
“The market is vulnerable to headlines, and that’s what makes me anxious,” Liz Young, director of the strategy at BNY Mellon, said on Yahoo Finance’s The First Trade. “I don’t mind a weak market as long as it’s based on fundamentals, which we can model and measure.” But when it comes to news headlines, things … Read More “How to invest in an increasingly ‘fragile’ stock market” »
For the self-employed, time is of the essence in order to reap the tax advantages of saving for retirement. There are a lot of you out there. According to a Pew Research Center report, the number of self-employed workers in the United States increased to 14.9 million in the second quarter of 2021, up from … Read More “How the self-employed can save on taxes and help their retirement” »
Whether you’re trying to buy a new home, finance a new automobile, or simply sign a new rental agreement, you’ll be shocked at how much your credit score can influence your possibilities. It’s one of those things you don’t think about until you need it, and if it’s preventing you from moving forward in life, … Read More “Boosting Your Credit Score by Paying Correctly” »
A personal loan is similar to emergency financing in that it can be used when a borrower is short on funds. Because such loans have no end-use restrictions, the funds can be used for anything, including weddings, trips, and medical bills. It’s like the most comfortable financial cushion for borrowers. Personal loan applications and disbursements … Read More “Best Personal Loans for April 2022” »
