The Employee’s Provident Fund or EPF was developed with the enactment of the Employee’s Provident Fund Ordinance in 1951. The EPF ordinance was then replaced by the EPF Funds Act,1952. This bill was later introduced in the parliament in the year 1952 in order to facilitate provident funds for employees in establishments like factories, offices, … Read More “Everything you need to know about Employee’s Provident Fund” »
Category: Finance Tips
What is Margin Trading in Finance? In the stock market, Margin trading is the process where individual investors buy more stocks than they can afford to. Margin trading is also an intraday trading practice and there are several stockbrokers out there who can provide this service. Margin Trading involves buying and selling of securities in … Read More “Margin Trading” »
A personal loan is any amount of money that you can borrow in order to use for various reasons. Supposedly, you can acquire a personal loan to pay for home renovations, plan a wedding, or consolidate debt. These personal loans can be offered by banks, credit unions, etc. the amount of money that is borrowed … Read More “Best Instant Personal Loan apps in India” »
An Income Tax Return or ITR is a form that is used to declare the net tax liability, claim the tax deduction and report the gross taxable income. It is compulsory for everyone who earns a certain amount of money to file IT Returns. Be it companies, Hindu Undivided Families, self-employed or salary individuals, it … Read More “The Ultimate Guide to ITR filing.” »
Tax deducted at source or TDS is a concept to collect tax from the source of income. The deductee from whose income tax has been deducted at source would be given the credit of the amount of tax deducted on the basis of Form 26AS or also TDS certificate issued by the deductor. What is … Read More “What is TDS Refund and how to claim it online?” »
The basic fundamental of the share market is having a Demat account. Without a Demat account, one is unable to buy and sell; basically trade shares. It is only after creating a Demat account is when one is able to venture further into other functions. While transferring shares from one Demat account to another, for … Read More “How to transfer shares from one Demat account to another?” »
Over the last couple of years, investments have risen to the occasion. In the wake of a progressive India, more and more people are hopping on the bandwagon as they see the potential this country holds. With so many apps these days that promise you the best returns, it gets hard to pick the one … Read More “Best Mutual Fund apps in India” »
What is a student credit card? A student credit card is offered to students at the collegiate level. An individual beyond the age of 18 years is eligible to apply for the credit card as it does not have any income eligibility limit. These cards are special because they have lower interest rates and have … Read More “Best Student Credit Cards in India – Apply Now” »
Lately, Mutual funds are garnering all the hype. However, they are growing older and outdated now, to be replaced by Exchange Traded Funds or ETFs – considered to be the most innovative and popular securities among investors in India. With more and more investors looking at ETFs as a viable option of investment in India, … Read More “ETFs to Invest in India for Decent Returns” »
For those who are new to the world of investing, Emerging Blue-chip stocks are essentially mid-cap stocks which are essentially nothing but a portfolio of stocks that are not included in the top 100 companies of India. They actually fall under the bracket of the next 150 stocks where the market capitalisation of companies generally … Read More “Emerging Blue Chip Stocks in India” »