Effective personal finance management begins with financial planning. It consists of three key components: a realistic budget, well-defined financial goals, and real-time tracking. A budget keeps you focused on your financial goals, while real-time tracking allows you to take the correct actions at the right time. Money management, on the other hand, is easier said … Read More “Top Money Management Apps” »
We’ve heard a lot of people talk about making money, but there aren’t many that talk about managing it properly. Financial management is a difficult subject that many of us deal with. Effective money management allows you to save, invest, and spend your money in a methodical manner, assuring long-term stability and easy retirement. Money … Read More “Essential Tips for Money Management” »
The LIC IPO, India’s largest Initial Public Offering, will go public on May 4, 2022. The Rs 20,557 crore LIC issuance would be open for subscription from May 04, 2022, to May 09, 2022, at a price range of Rs 902 to Rs 949 per equity share. The lot size for the LIC IPO is … Read More “LIC IPO 2022” »
Airtel Payments Bank, in cooperation with digital gold provider SafeGold, launched a digital platform named DigiGold on Thursday for clients to invest in gold. Customers with Airtel Payments Bank savings accounts can invest in 24K gold through DigiGold using the Airtel Thanks app. Customers can now gift DigiGold to family members and friends who have … Read More “How To Buy, Sell and Gift Digital Gold Through Airtel Payment Bank?” »
Raamdeo Agrawal is a successful investor and the Chairman of Motilal Oswal Financial Services. He was born into a middle-class family in Chhattisgarh. As a qualified Chartered Accountant, he has always had a deep interest in analysing balance sheets and understanding businesses. He co-founded a brokerage firm with his buddy Mr Motilal Oswal in 1987 … Read More “Investing lessons from Raamdeo Agrawal” »
Vaidyanathan is the inaugural Managing Director and CEO of IDFC First Bank, which was founded in December 2018 following the merger of Capital First and IDFC Bank. Vaidyanathan has over two decades of experience in the industry and is a graduate of Birla Institute of Technology and Harvard Business School. From 1990 to 2000, he … Read More “Investing tips from V. Vaidyanathan” »
What Is Value Investing and How Does It Work? Choosing stocks that appear to be trading for less than their inherent or book worth is referred to as value investing. Value investors aggressively seek stocks that they believe the market undervalues. They believe that the market overreacts to both positive and bad news, resulting in … Read More “What is value investing?” »
A money market fund is a type of mutual fund that invests in short-term, highly liquid assets. These instruments include cash, cash equivalent securities, and debt-based securities with a high credit rating and a short maturity (such as U.S. Treasuries). Money market funds are designed to provide investors with high liquidity at low risk. Money … Read More “What is a money market fund?” »
Tax-free bonds are government securities whose interest is totally exempt from income tax and does not count toward total income under the terms of the Income Tax Act of 1961 section 10 (15) (iv) (h). Tax-free bonds are generally seen as a low-risk investment option by investors. These bonds have a minimum maturity of ten … Read More “Top actively traded tax-free bonds that bring safety and returns for retirees” »
Diversification is essential for experienced investors. Creating a portfolio that includes a variety of asset classes stocks, currencies, derivatives, commodities, and bonds—is likely the most effective method to achieve consistent returns. Bonds are regarded as a dependable financial tool, despite the fact that they do not always deliver the highest yields. This is because they … Read More “How to avoid default risk in bond investments” »
