Voluntary Provident Fund or VPF or Voluntary Retirement Fund is a type of voluntary fund contribution from the employee towards their provident fund account. This contribution is more after the 12% of contribution by an employee towards his EPF. The maximum amount of contribution is up to 100% of his Basic Salary and dearness allowance. … Read More “Reasons to invest in Voluntary Provident Fund.” »
Category: Investing
Debt funds that invest in securities that generate a fixed amount of income like corporate bonds, commercial papers, treasury bills, government securities and many more money market instruments. All of these instruments have a maturity date that is pre-decided and an interest rate that the buyer can earn on maturity, therefore the name fixed-income securities. … Read More “What are Debt Mutual Funds and their types?” »
An ELSS fund is an equity-linked savings plan which is the only kind of mutual fund eligible for tax reductions under the provisions of Sec 80C of the Income Tax Act, 1961. These are funds that invest most of their portion of their corpus into equity or equity-related instruments. Also known as tax saving schemes, … Read More “What are ELSS and its features?” »
United Linked Insurance Plans or ULIPs are basically life insurance policies that are a combination of investment returns and protection of insurance. The amount you pay as an insurance premium is ultimately invested into market-linked funds in order to gain returns. Therefore, you reap the benefits of both, insurance coverage during the tenure as well … Read More “Your Guide to ULIP” »
A government bond or a sovereign debt is essentially a debt instrument that is issued by the central or state government of India. It is issued when the central or state government goes through a liquidity crisis and requires funds for infrastructural development. Since you are interested in investing in government bonds, here are some … Read More “Things to Know Before Investing in Government Bonds” »
International stocks often provide you with better returns and open your portfolio up to literally a world of opportunities. The concept of diversifying the portfolio and the benefits it brings about is well known enough already. By spreading the money all over the world, you actually do save yourself the risk of losing all your … Read More “How to invest in international Stocks?” »
Over the last couple of years, investments have risen to the occasion. In the wake of a progressive India, more and more people are hopping on the bandwagon as they see the potential this country holds. With so many apps these days that promise you the best returns, it gets hard to pick the one … Read More “Best Mutual Fund apps in India” »
Lately, Mutual funds are garnering all the hype. However, they are growing older and outdated now, to be replaced by Exchange Traded Funds or ETFs – considered to be the most innovative and popular securities among investors in India. With more and more investors looking at ETFs as a viable option of investment in India, … Read More “ETFs to Invest in India for Decent Returns” »
For those who are new to the world of investing, Emerging Blue-chip stocks are essentially mid-cap stocks which are essentially nothing but a portfolio of stocks that are not included in the top 100 companies of India. They actually fall under the bracket of the next 150 stocks where the market capitalisation of companies generally … Read More “Emerging Blue Chip Stocks in India” »
Bitcoins have been the talk of the town for quite some months now, in fact, years. The popularity of bitcoins has reached such a high that even traditional investors have now started going for cryptocurrency even though the risk factor stands to be high. What is a Bitcoin faucet? In case you are new to … Read More “Best Cryptocurrency faucets you need to know about” »