Digit – Review and features

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Go Digital General Insurance Limited is a very popular non-life general insurance company in India. This organisation was started out as Oben General Insurance Limited, which means ‘above’ in German. The name was later changed to Go Digit since ‘oben’ did not go with the focus of the company.

Customers can purchase Go Digit General Insurance products via their digital platform. The organisation was founded in 2016 and is based in Bengaluru, India currently. Go Digit General Insurance is also backed by Fairfax which is a financial holding company based out of Toronto, Canada.

The unique selling point of Go Digit General Insurance Limited is that it provides simplified general insurance services to its customers. The main objective of the organisation is to make the whole process of insurance simpler as well as easier, right from purchasing the policy to renewing the policy and making claims.

You can avail yourself of various types of Health Insurance, mobile insurance, bike insurance, commercial vehicle insurance, car insurance, travel insurance, jewellery insurance and also Home Insurance.


The salient features of Go Digit General Insurance are listed below:

  1. Special benefits like car pickup and drop and repair facility
  2. Instant and hassle-free Digit car insurance renewal procedure
  3. Cashless repair services that are offered in more than a thousand network garages
  4. Seamless claim settlement procedure


Go Digit General insurance provides various benefits to the customers for purchasing their insurances online. the policies provided by Go Digit General InsuranceAlso stand apart from the insurance policies that are provided by other organisations.

These benefits are listed below:

  • Less premium

The Go Digit General Insurance Corporate customers with insurance products at a very low premium. Moreover, insurance policies provide extensive coverage options to their policyholders.

  • Receive instant quotes

The Go Digit General InsuranceProvide insurance quotes to the customers instantly via their online portal. In order to receive those quotes, you just need to log in to the official website of the organisation and fill out the form using the relevant details.

  • Quick claim settlements

The Go Digit General Insurance offers transparent and easy claim settlement for all of their policies whenever a claim is registered.  it makes sure that all the customers receive the highest quality benefits by providing them with their claims quickly and in a transparent way.

  • Around the clock support

The Go Digit General Insurance Rhymes constant support to the customers throughout the year. These customers can also receive services like renewal, payment of premium, policy purchase, claim registration and policy cancellation.


In case you’re looking to purchase insurance policies, then Go Digit General Insurance is one of the best organisations to choose from. It was the first Indian unicorn of 2021 with a total valuation of US $ 1.9 billion.

From April 2020 to December 2020, the premium income of Go Digit General Insurance grew to a sum of $ 186 million witnessing a 31.9% increase. It has served over 15 Million customers since 2019 and has also been very profitable in the three quarters of the fiscal year 2020 to 2021. Moreover, the organisation has had a claim settlement ratio of 83.08% in the year 2018-2019 and 63.56% in the year 2019 to 2020

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