Top 3 Budgeting Apps for 2022

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The best budgeting apps help you understand your income and spending, so you have maximum control over your money. Budgeting apps may connect to your bank account and credit cards to automatically download transactions and categorize your spending to match the budget you choose.

The best budgeting apps come at an affordable price point, are easy to use and integrate with your accounts, and have features that match your budgeting style.

Below are mentioned the top 3 crowd-pleasing budgeting apps for 2022 along with their performance and features.

1. Mint

If you’re looking for the best budget app in 2022, you’ve probably heard of the Mint budgeting app. Mint is a free finance tracker software and one of the top household budgeting tools that enable consumers to manage all of their personal finance apps and easily view their financial situation.

Mint is not only available on iOS and Android, but it also offers a PC cost manager. It uses charts to track spending and categorises your expenses and money to help you keep track of your spending. Users may quickly connect in to their financial accounts in a safe and secure manner, assisting them in creating savings goals and motivating them to save more.

Features of the App:

  • An easy-to-use interface
  • Expenses are automatically classified into categories, and charts or graphs are displayed.
  • Sign in with your fingerprint to ensure that all of your data is safe and secure.
  • Users can connect their bank accounts and check their credit scores for free.
  • Allows you to check your credit score using the app.


TimelyBills is the tool to use if you need a dependable cost tracker and monthly budget planner. This software has a bill payment organiser, which allows you to use it as a debt payoff planner and tracker. It will also assist you in sending out bill payment reminders.

Set up a bi-weekly, weekly, or monthly budget using the revenue and payment tracker tool. Keep track of how much you spend on shopping, household utilities, food and groceries each month and how you might improve to save more money.

The TimelyBills tool makes it simple to keep track of your costs. Also, pay your payments on time and stick to your budget to save extra money each month.

Features of the App:

  • Best for managing family finances and knowing the balance in real time.
  • Provides you with forthcoming bill reminders to ensure that you always pay on time.
  • Effective reports that provide a 360-degree perspective of your money
  • Create your own categories to keep track of all your spending.
  • Support for global currencies

3. NerdWallet

NerdWallet is the place to go for expert guidance, useful budgeting tools, and personalised insights for all of your goals-related questions. Get the greatest audience insights you need to make the most of your money, whether you’re investing for insurance, school loans, personal loans, or a mortgage.

You simply need to focus on your cash flow, or you can keep an eye on your credit score. You can do all of this by installing the NerdWallet app. With tailored financial information, this personal finance software will help you invest smarter every month and make more smart money moves.

Features of the App:

  • Divide your income, costs, and upcoming payments to determine how much you should spend and save each month.
  • Recognize spending patterns in order to save more.
  • Receive notifications when your credit score changes, as well as specialised credit-building advice.
  • Link any qualified card to get an extra 2-10% cashback when you pay at select retailers and online.

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