In this growing age of finance and technology, it is crucial for everyone to stay updated about the upcoming financing strategies that startups from around the world are adapting to finance-related blockchain projects. Understanding Basic differences between IPO and ICO ICO or Initial Coin Offering is very different from an IPO or Initial Public Offering. … Read More “Key Differences Between IPOs and ICOs” »
Author: Pallavi Joshi
An Income Tax Return or ITR is a form that is used to declare the net tax liability, claim the tax deduction and report the gross taxable income. It is compulsory for everyone who earns a certain amount of money to file IT Returns. Be it companies, Hindu Undivided Families, self-employed or salary individuals, it … Read More “The Ultimate Guide to ITR filing.” »
Voluntary Provident Fund or VPF or Voluntary Retirement Fund is a type of voluntary fund contribution from the employee towards their provident fund account. This contribution is more after the 12% of contribution by an employee towards his EPF. The maximum amount of contribution is up to 100% of his Basic Salary and dearness allowance. … Read More “Reasons to invest in Voluntary Provident Fund.” »
Tax deducted at source or TDS is a concept to collect tax from the source of income. The deductee from whose income tax has been deducted at source would be given the credit of the amount of tax deducted on the basis of Form 26AS or also TDS certificate issued by the deductor. What is … Read More “What is TDS Refund and how to claim it online?” »
Debt funds that invest in securities that generate a fixed amount of income like corporate bonds, commercial papers, treasury bills, government securities and many more money market instruments. All of these instruments have a maturity date that is pre-decided and an interest rate that the buyer can earn on maturity, therefore the name fixed-income securities. … Read More “What are Debt Mutual Funds and their types?” »
An ELSS fund is an equity-linked savings plan which is the only kind of mutual fund eligible for tax reductions under the provisions of Sec 80C of the Income Tax Act, 1961. These are funds that invest most of their portion of their corpus into equity or equity-related instruments. Also known as tax saving schemes, … Read More “What are ELSS and its features?” »
United Linked Insurance Plans or ULIPs are basically life insurance policies that are a combination of investment returns and protection of insurance. The amount you pay as an insurance premium is ultimately invested into market-linked funds in order to gain returns. Therefore, you reap the benefits of both, insurance coverage during the tenure as well … Read More “Your Guide to ULIP” »
A government bond or a sovereign debt is essentially a debt instrument that is issued by the central or state government of India. It is issued when the central or state government goes through a liquidity crisis and requires funds for infrastructural development. Since you are interested in investing in government bonds, here are some … Read More “Things to Know Before Investing in Government Bonds” »
WazirX and CoinDCX over the last couple of years have become some of the most influential crypto exchanges. On these platforms, which were way ahead of the curve, you can use INR to buy and sell bitcoins, cryptocurrencies, Altcoins, Crypto tokens and even stable coins. However, for a beginner, it becomes important to know which … Read More “WazirX vs CoinDCX: Which is better?” »
While Cryptocurrency is the talk of the town, it is vital to know how to safeguard it from theft and hackers. You ideally would want your cryptocurrency vaulted safely so that it cannot be stolen or tampered with. Tips to secure crypto holdings In case you worry about how to safeguard your cryptocurrency, here is … Read More “Secure your Crypto Holdings” »