A raise or a bonus is unquestionably uplifting. It remains to be seen whether it leads to employees boosting their performance. However, if handled properly, the extra money can significantly improve one’s personal finances. According to financial advisers, one should carefully arrange one’s budget based on the increase earned. The most important thing to do … Read More “How to use increments and bonuses to boost finances wisely?” »
Tag: Investing
Diversification is essential for experienced investors. Creating a portfolio that includes a variety of asset classes stocks, currencies, derivatives, commodities, and bonds—is likely the most effective method to achieve consistent returns. Bonds are regarded as a dependable financial tool, despite the fact that they do not always deliver the highest yields. This is because they … Read More “How to avoid default risk in bond investments” »
Micro-investment is the foundation of the change investing concept. These fintechs keep track of your expenditure. Every time you spend money on something, whether it’s clothes, food, or anything else, they encourage you to invest a tiny bit in assets. Small sums of money, known as change money, can be invested in assets ranging from … Read More “Apps that allow you to invest loose change in mutual funds, gold and US stocks: Should you download them?” »
Younger generations are much less likely than older generations to possess their own home at the same age. Due to changes in the economic environment, younger individuals are waiting longer to leave their family home. This is preventing them from being self-sufficient. The labor market, the housing market, and financial conditions fluctuations can leave an … Read More “Why the 2022s Housing Market is Going to Make Inequality Even Worse” »
As the national average for a gallon of ordinary gasoline has witnessed huge price swings over the last few years, volatile gas prices have taken center stage in the media. Geopolitical tensions, hurricane seasons, Mississippi floods, and increased travel demand during the summer driving season have all pushed costs higher in the past. Higher gas … Read More “Why do Gas Prices Matter So Much?” »
Currently, the yield on the Government of India’s 10-year Gsec is 6.8 per cent. This is around 1.3 per cent higher than the SBI Bank FD rate for the same term. As a result, the natural issue that arises in our minds is which is better for us: 10 Years Govt Bond Yield 6.8 per … Read More “10 Yrs Govt Bond Yield 6.8% Vs 10Yrs SBI Bank 5.5% FD – Which one to invest?” »
Before investing in any mutual fund scheme, a mutual fund fact sheet examination is required. It informs you about the fund house, the plan’s makeup, and where your money will be invested. A mutual fund fact sheet is a necessary document that provides a summary of the mutual fund and its performance. It is beneficial … Read More “What to look for in a mutual-fund factsheet?” »
While many investors may be fooled by the market’s low volatility, knowledgeable investors understand that the stock market rarely stays in the same mood for long periods, so it’s normal to expect more unpredictable trading sessions shortly. As a result, traders must have a plan in place for what they will do if the market … Read More “Ways to Create a Less Volatile Investment Portfolio” »
In 2016, Prime Minister Narendra Modi launched the Startup India program to encourage more people to start businesses in India. The action plan aimed to promote bank financing for entrepreneurs, as well as streamline the starting process and provide tax exemptions and other incentives to them. However, all of the perks and exemptions are only … Read More “Tax benefits for Startups in India” »
Do you have concerns about how a possible recession or economic slowdown would affect you and your finances? Assuming you have some time to prepare, you may relax since there are many everyday habits that the typical person can adopt to insulate themselves from the sting of a recession, or even to make it so … Read More “How To Recession-Proof Your Finances” »