A raise or a bonus is unquestionably uplifting. It remains to be seen whether it leads to employees boosting their performance. However, if handled properly, the extra money can significantly improve one’s personal finances. According to financial advisers, one should carefully arrange one’s budget based on the increase earned. The most important thing to do … Read More “How to use increments and bonuses to boost finances wisely?” »
Author: Stuti Patni
Diversification is essential for experienced investors. Creating a portfolio that includes a variety of asset classes stocks, currencies, derivatives, commodities, and bonds—is likely the most effective method to achieve consistent returns. Bonds are regarded as a dependable financial tool, despite the fact that they do not always deliver the highest yields. This is because they … Read More “How to avoid default risk in bond investments” »
A FICO Score is a three-digit number that lenders use to determine whether or not to engage with you based on your financial responsibilities. Consider it a financial report card, but instead of determining whether you pass or fail a class, it affects whether you’re authorised for loans or lines of credit and what interest … Read More “Guide to the FICO Credit Score” »
Going to college is all about learning lessons, but we all know that many of the most significant pieces of knowledge we acquire during our four years on campus do not come from the classroom. Pretzels and diet soda, for example. Coke does not constitute a balanced diet; laundry should be done more than once … Read More “Credit card mistakes students need to avoid” »
Credit cards are one of those items that have completely changed the way the financial world operates. These plastic cards have dramatically transformed how people spend their money on goods and services. Keeping in mind the diverse needs of individuals, credit card companies and banks have devised a range of features and benefits for the … Read More “Best Credit Cards for Grocery Spends” »
Micro-investment is the foundation of the change investing concept. These fintechs keep track of your expenditure. Every time you spend money on something, whether it’s clothes, food, or anything else, they encourage you to invest a tiny bit in assets. Small sums of money, known as change money, can be invested in assets ranging from … Read More “Apps that allow you to invest loose change in mutual funds, gold and US stocks: Should you download them?” »
Currently, the yield on the Government of India’s 10-year Gsec is 6.8 per cent. This is around 1.3 per cent higher than the SBI Bank FD rate for the same term. As a result, the natural issue that arises in our minds is which is better for us: 10 Years Govt Bond Yield 6.8 per … Read More “10 Yrs Govt Bond Yield 6.8% Vs 10Yrs SBI Bank 5.5% FD – Which one to invest?” »
Before investing in any mutual fund scheme, a mutual fund fact sheet examination is required. It informs you about the fund house, the plan’s makeup, and where your money will be invested. A mutual fund fact sheet is a necessary document that provides a summary of the mutual fund and its performance. It is beneficial … Read More “What to look for in a mutual-fund factsheet?” »
Bitcoin, blockchain, ICOs, ether, and exchanges are all terms used to describe cryptocurrencies. Cryptocurrencies (and their language) have generated quite a stir in the media, online forums, and perhaps even in your dinnertime talks, as you’ve no doubt seen. Despite the excitement, many individuals still don’t understand what these terms signify. We could say it … Read More “Demystifying Cryptocurrencies, Blockchain, and ICOs” »
Many of us fantasise about making money by investing in stocks. While some people like to participate in mutual funds or trading, others prefer to invest in an IPO or initial public offering. Profiting from IPOs is not as simple as it sounds, but with a well-planned strategy and a few useful hints, one may … Read More “Tips to Keep in Mind While Investing in an IPO” »