For good reason, the investment community and financial media obsess over interest rates. The cost of borrowing someone else’s money is referred to as interest rates. When the Federal Open Market Committee (FOMC), which consists of seven Federal Reserve Board governors and five Federal Reserve Bank presidents, sets the target for the federal funds rate—the … Read More “How changes in benchmark interest rate affect your investments” »
Category: Investing
Many of us fantasise about making money by investing in stocks. While some people like to participate in mutual funds or trading, others prefer to invest in an IPO or initial public offering. Profiting from IPOs is not as simple as it sounds, but with a well-planned strategy and a few useful hints, one may … Read More “Tips to Keep in Mind While Investing in an IPO” »
Tata Power Tata Power Firm Limited is an Indian electric utility company that is part of the Tata Group and is headquartered in Mumbai, Maharashtra. The company’s primary business is to generate, transfer, and distribute power. It is India’s largest integrated power company, with a total installed capacity of 10,577 MW. Tata Power was placed … Read More “Tata Power vs JSW Energy vs Adani Power” »
Every business has to start somewhere. Even the largest corporation began as a small business enterprise. Due to the large potential returns, startups might be an appealing investment option, but it is critical to thoroughly examine the dangers. There are over 4,00,000 new firms established in the United States each year, so there are plenty … Read More “Pros and Cons of investing in new-age startups” »
What exactly is an NFO? When an Asset Management Company (AMC) creates a new mutual fund in the market, it can obtain capital for it by issuing a statement to investors about a New Fund Offering. An NFO, like an IPO, comprises portfolio specifics such as firm shares to be purchased, fund management details, and … Read More “Points to Consider while applying for NFO (New fund offer)” »
A fund of funds (FOF) is a pooled investment vehicle that invests in other types of funds. It is also known as multi-manager investment. In other words, its portfolio includes many underlying portfolios from other funds. These holdings take the place of direct investments in bonds, stocks, and other types of securities. Typically, FOFs invest … Read More “What are funds of funds?” »
What Exactly Is a Recurring Deposit and How Does It Work? In a recurring deposit programme, the investor deposits a certain sum every month for a specific period of time, which typically ranges from one to five years. When compared to fixed deposits, the recurring deposit scheme has one key difference: under a fixed deposit … Read More “Recurring Deposits – Pros and Cons” »
Money management is a skill, not a natural talent. While some people are more mathematically or organizationally oriented and find finances easier, the concepts are not given to us at birth. Classrooms educate money ideas early, and preferably, parents reinforce the lessons at home; but, financial literacy and its practical applications are lifetime pursuits. Fortunately, … Read More “Best Investing Apps for Minors/Teens and Young Adults” »
Both 401(k)s and IRAs are forms of retirement plans, each with its own set of advantages and disadvantages. Which one is best for you ultimately rely on your objectives and circumstances. What is the difference between a 401(k) and an IRA? Despite the fact that both provide considerable tax benefits for retirement savings, 401(k)s and … Read More “401(k) vs. IRA: How to Choose The Best Retirement Account for You” »
LIC, India’s Life Insurance Corporation, has served the nation since 1956 and is still India’s first decision when it comes to Life Insurance. Despite introducing a wide range of insurance policies in the market, LIC feels that its customers should never remain insured no matter what their financial circumstances are, and therefore, continues to design … Read More “What is Saral Jeevan Bima by LIC?” »