In the recent past, credit cards have become a very popular financial tool amongst its consumers. This is because the banks have incentivized the use of credit credit cards through the provision of facilities and benefits that come with it . Benefits have enticed consumers to avail themselves of the services of credit cards. All … Read More “How to Redeem Credit Card Points” »
Category: Finance Tips
Insurance is a contract, represented by a policy, under which an individual or a person receives financial security from an insurance company in the event of a loss. The insurance company pools the risks of its clients to make payments more affordable and convenient for the insured. Insurance policies are used to protect against the … Read More “Top 4 Insurance Policies to consider in 2022” »
Some people claim that their twenties were the best years of their lives. Whatever type of experience you have, our twenties are unquestionably a time of change, transition, and challenges. It’s been a decade filled with questions and quests as we try to figure out who we want to be and look for the person … Read More “Top 5 Personal Finance books to read in your 20s” »
Do you want to travel the world but don’t have a large enough budget? Today, it is easier than ever to travel the world on the cheap — or even for free. Below are mentioned few pointers on how you can really discover the world for free! Some of these options provide free lodging, while … Read More “The Ultimate guide on how to travel for free” »
What is Asset allocation? Asset allocation is a strategy for accumulating wealth that investors require to meet their needs and aspirations. It seeks to manage risk through diversification, and its effectiveness is determined primarily by your time horizons and risk tolerance. In contrast to strategies that focus on the performance of individual assets, asset allocation … Read More “Portfolio Allocation to consider in your 20s considering various asset classes” »
InterMiles was Jet Airways’ (Jet Privilege Private Limited, (JPPL)) frequent-flyer programme, which stopped operations in April 2019. Etihad Airways owns 50.1 per cent of the company, which is part of the Etihad Aviation Group. InterMiles is a 2014 independent loyalty and rewards company. The programme has approximately 1 crore participants. The key feature of InterMiles … Read More “Intermiles and how to earn from it?” »
The two most prevalent types of accounts kept by organisations and individuals are savings accounts and current accounts. While both savings accounts and current accounts assist individuals and businesses manage their assets in some manner, they are considerably different in terms of the objectives for which they are used, the services they offer, the fees … Read More “Current Account vs Savings Account” »
An education loan or student loan is taken for high educational purposes from the banking institution for pursuing a career goal. This loan can be taken for any course that an individual wish to take after completing class 12 or the equivalent. Similar to any other loan, once the student starts earning, they can start … Read More “What is Student Loan and how can Tax Exemption be taken from it?” »
An account statement or a bank statement is a document that is issued by a bank that describes the activities carried out in the depositor’s savings account or current account during the course of time. The account holders can keep a track of their transactions and accounts through the bank statements. Typically, a bank statement … Read More “What is a Bank Statement and How Do I Read It?” »
Insurance is a contract, represented by a policy, under which an individual or a person receives financial security from an insurance company in the event of a loss. The insurance company pools the risks of its clients to make payments more affordable and convenient for the insured. Insurance policies are used to protect against the … Read More “Top 4 Insurance Policies to consider in 2022” »